Is your baby on the move or has already been born? SWICA supports you at every stage of your motherhood – from pregnancy to childbirth to family life. With guidance, advice and benefits that noticeably relieve you.
There they are, quite clearly: Two pink lines on the pregnancy test in Rahel’s hand. It’s not unplanned. And yet Rahel is overwhelmed. Joy, uncertainty and many questions are suddenly close together – and the desire for orientation grows.
At the first appointment, her gynecologist confirms the pregnancy. Together, they discuss preventive examinations, ultrasound examinations and the next steps. At home, Rahel realizes that being well informed gives security.
But one question remains: What exactly does basic insurance cover? And is supplementary insurance worthwhile?
Rahel gets in touch with SWICA. Personal advice gives her clarity. She learns that maternity benefits are regulated by law in Switzerland.
Basic insurance: All medically necessary benefits during pregnancy and childbirth are covered without co-payment. These include but are not limited to:
Medically necessary breastfeeding advice
Supplementary insurance: Depend on the supplementary insurance chosen, SWICA pays for additional benefits. These include, for example, birth preparation courses or preventive services such as breathing and relaxation techniques as well as pregnancy gymnastics. For more comfort, such as a single room and free choice of doctor in the hospital, supplementary hospital insurances from semi-private to private around the world are available.
Important to know: The supplementary hospital insurances have a waiting period of 360 days for maternity benefits.
Preventive examinations without co-payment for basic insurance
Breast milk contains all the essential nutrients babies need during the first four to six months. It strengthens the immune and defence systems and reduces the risk of various diseases – both in the baby and in the mother. SWICA supports breastfeeding mothers with a breastfeeding allowance of CHF 200 per child from the Completa Top or Completa Forte supplementary insurance>
Von der Schwangerschaft bis zu den ersten Lebensjahren Ihres Kindes – alle Leistungen, Gesundheitsangebote und Zusatzleistungen auf einen Blick: